More Than Numbers: Financial Peace of Mind #

Managing personal wealth isn’t just about investment returns—it’s about confidence, clarity, and having more time for what matters. As someone who understands both the technical details of accounting and the human side of money, I help high-net-worth individuals and business owners simplify their financial lives.

What I Help With #

Financial Organization & Reporting #

• Cash Flow Management: Track income/expenses across multiple accounts and entities
• Net Worth Tracking: Consolidated view of all assets and liabilities
• Custom Reporting: Dashboards that show you what matters most
• Budget Planning: Realistic plans that account for lifestyle goals

Stakeholder Coordination #

• Attorney Liaison: Bridge between you and your legal team for estate planning, trusts, and business entities
• Advisor Alignment: Ensure your CPA, financial planner, and insurance agents are working cohesively
• Family Office Support: Help establish or optimize family office operations
• Succession Planning: Coordinate the financial aspects of business or wealth transition

Business Owner Support #

• Personal/Business Interface: Clean separation and optimal flows between personal and business finances
• Tax Optimization: Coordinated planning across entities and jurisdictions
• Vendor Management: Review and optimize recurring expenses and service providers
• IT Systems: Ensure your financial tools talk to each other effectively

Wealth Management & Discretion #

• Confidentiality First: Understand the need for discretion around personal wealth
• Risk Assessment: Identify and mitigate financial vulnerabilities
• Liquidity Planning: Ensure cash is available when needed for opportunities or obligations
• Philanthropy Coordination: Help structure and track charitable giving

How It Works #

Initial Assessment (1-2 hours) #

We’ll start with a conversation to understand:

• Your current financial landscape and pain points
• Your goals for simplification and peace of mind
• The team of professionals you’re already working with
• What “financial confidence” looks like for you

Customized Plan #

Based on our conversation, I’ll propose:

• Scope of Work: Exactly what I’ll handle and what stays with existing advisors
• Communication Cadence: How often we’ll connect and what updates you’ll receive
• Tools & Systems: What technology we’ll use to stay organized
• Success Metrics: How we’ll measure progress toward your goals

Ongoing Coordination #

Typical engagement includes:

• Weekly/Monthly Check-ins: Depending on complexity and preferences
• Proactive Problem Solving: Identifying issues before they become crises
• Quarterly Reviews: Comprehensive look at progress and adjustments
• Annual Planning: Tax strategy, goal setting, and major decision support

Who This Is For #

Perfect Fit If You: #

• Own a business and struggle with personal/business financial separation
• Have multiple advisors who don’t coordinate effectively
• Feel overwhelmed by financial paperwork and decision-making
• Are planning a major life transition (retirement, sale, inheritance)
• Value discretion and personalized attention
• Want to spend less time on finances and more time living

Not The Best Fit If You Need: #

• Investment management or stock picking
• Legal advice (I coordinate with your attorneys)
• Insurance product sales
• Full-time, in-house CFO or family office staff

My Unique Perspective #

What sets my approach apart:

1. Bridge Builder: I speak both “accountant” and “human” - technical precision with emotional intelligence
2. Systems Thinker: I optimize how all the pieces work together, not just individual components
3. Business Owner Mindset: I understand the unique challenges of entrepreneurial wealth
4. Marin Local: Deep understanding of local opportunities, professionals, and resources

Pricing & Engagement #

Flexible Options: #

• Hourly: $150/hour (minimum 5 hours/month)
• Monthly Retainer: Starting at $1,000/month (based on scope)
• Project Basis: For specific initiatives (estate setup, system migration, etc.)

Contract-to-Hire Available #

Perfect if you want to:

• Test the working relationship before long-term commitment
• Get immediate help while evaluating full-time needs
• Have flexibility during transitional periods

The Result: What Changes #

Clients typically experience:

• Time Recovery: 10+ hours/month back from financial admin
• Stress Reduction: Clear systems and fewer surprises
• Better Decisions: Coordinated advice from aligned professionals
• Confidence: Understanding where you stand at any moment
• Peace of Mind: Knowing your financial life is organized and optimized

Tired of financial complexity stealing your time and peace? I help create clarity, coordination, and confidence in your financial life.

Talk to Raf about your specific situation. Let’s create a plan that gives you back your time and peace of mind.